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Seniors

What is Medicare?

Medicare is health insurance for:
  • People age 65 or older
    • People under age 65 with certain disabilities
    • People of any age with end-stage renel disease

What is Original Medicare?

Administered by the Federal government, Original Medicare provides Medicare Part A and Medicare Part B coverage. Original Medicare does not provide your Medicare Part C or Medicare Part D coverage.

Why Do I Need Medicare Supplement Insurance?

Original Medicare covers many healthcare services and supplies, but there are still plenty of costs that it does not cover.  Medicare Supplement Insurance policies help pay your share (copayments, coinsurance or deductibles) but some of the Medicare Supplement policies cover the certain costs not covered by Original Medicare.  That's where you need extra help.

Call O'Brien & Associates today so we can begin to make the process clear and easy and make sure all bases are covered.

(949)636-2734

What Are The Four Parts of Medicare?

  • Part A Helps pay for inpatient hospital stays but also helps cover skilled nursing care, home health care, and hospice.
  • Part B helps cover medically necessary services like doctors' visits and outpatient care.  Part B also covers some preventative services, including shots and screenig tests, diagnostic tests, varied therapies, and some durable medical equipment like walkers and wheelchairs.
  • Part C is another way  to get Medicare Benefits.  It combines Parts A and B, and sometimes Part D (Rx coverage). 
  • Part D helps pay for outpatient Rx drugs.
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